Insurance Claims lawyers

If you find yourself in a dispute with your insurance company, contact the Insurance Claims Lawyers at Paciocco& Mellow. We will fight to make sure your insurance company pays you all the benefits to which you are entitled. After all, you have kept your end of the bargain by paying the insurance company your insurance premium, and it is only fair that they keep their end of the bargain by paying you the agreed upon benefits.

Insurance companies have a duty at law to put the interest of their clients on an equal footing to their own interests. This is known as a duty to act in good faith. However, it is all too common that the insurance company will put its own financial interest ahead of that of its customer. You need an experience Insurance Claims Lawyers, such as those at Paciocco& Mellow, on your side to make sure you are treated fairly. We are available to help you with all types of insurance claims, including those arising from car accidents, disability insurance and home owner’s or renter’s polices.

Before you sign off on the settlement of any insurance claim, you should have the settlement reviewed by the Insurance Claims Lawyers at Paciocco& Mellow. Remember, even if the insurance company representative that you have dealt with has been very pleasant and helpful, he or she may have factors other than your best interest, weighing on him or her when making a decision about your claim. Our lawyers only job is to make sure you get all the benefits that you are entitled to under your insurance policy.

The Car Accident Lawyers at Paciocco& Mellow are well versed in the laws surrounding claims under auto insurance policies. If you have been involved in a car accident and find yourself in a dispute with your car insurance company, we are available to help you. The Windsor Personal Injury Lawyers of Paciocco and Mellow do not only handle lawsuits against the person or persons who caused the car accident, we also handle all types of insurance disputes that may arise as the result of an injury in a car accident, including Statutory Accident Benefits and disability claims.

The Personal Injury Lawyers Windsor Ontario of Paciocco& Mellow handle cases across Southwestern Ontario, including Windsor, Chatham, Sarnia and surrounding areas. We offer flexible appointment times, including evening and weekend appoints. We are available to meet with you at your home or hospital room. Please call us today at (519) 915-SORE(7673) to book you free initial consultation with one of our experienced injury lawyers.

Boating Accident

Boating is a favourite pastime of many residents of Southwestern Ontario. It can be a safe and fun activity, but all too often a day on the water can turn to tragedy. The operation of any type of watercraft requires the exercise of skill and good judgement. When either of these is absent, an accident is likely to occur. If you or a family member has been injured in a Boating Accident, call the experienced Windsor Ontario Injury Lawyers at Paciocco& Mellow.

Unfortunately, alcohol is a root cause of a Boating Accident. People who would never consider getting behind the wheel of a car after having a few drinks all too often do not feel the same way about operating a boat. Safely operating a boat requires just as much skill and attention, if not more, than operating a car. If you have been injured as the result of a Boating Accident involving a drunk boat operator, you need the assistance of an experienced personal injury lawyer. If a loved one has died as the result of a Boating Accident, the Wrongful Death Lawyers at Paciocco& Mellow can help you.
Boating is not the only watersport that can result in personal injuries. Many people are injured, or even die, every year as the result of accidents while swimming. Many people believe that swimming in a swimming pool is safer than swimming in the open water of a lake or river. However, proper precautions need to be taken even when swimming in a pool as serious injuries or death can result. The improper installation or use of pool accessories such as diving boards, slides or inflatable pool toys can result in tragedy. Improperly maintained pools also increase the risk of injury. If you or a loved one has been injured in an accident while swimming, call the experienced personal injury lawyers of Paciocco& Mellow at (519)915-SORE(7673) today.

If you have questions about whether you even have a claim, you need to contact an experienced personal injury lawyer immediately. An experienced personal injury lawyer may be able to identify types of liability and potential defendants that you did not even think of. You hire a lawyer because he or she has expertise that you do not have. Our experienced personal injury lawyers will sit down with you and go over all the circumstances surrounding your accident. We can then tell you all of the potential sources of compensation that may be available to you. Sources of compensation do not only include a lawsuit against the person or persons that caused your accident. You may also be able to access private disability insurance or government disability programs such as Canada Pension Plan Disability or the Ontario Disability Support Program. We will leave no stone unturned to ensure that you get all the compensation which you are entitled to following an accident which has resulted in a personal injury.

Truck Accident Lawyers

Truck accidents often result in serious injuries, both to the operator of the truck and to other motorists involved in the accident. The Truck Accident Lawyers at Paciocco& Mellow are available to help any persons who have been injured in a truck accident, both truck drivers and the operators or occupants of other vehicles involved in the accident.

The ability of truck drivers, or other persons who were driving for work at the time of an accident, can be limited by Workers Compensation legislation. If you have been injured as the result of a truck accident and Workers Compensation benefits are available to you, you will be required to “elect” to choose benefits under the Workers Compensation scheme or to pursue a lawsuit. This election must be made very soon after the accident and you should contact the experienced Truck Accident Lawyers at Paciocco& Mellow before you make your election. If you have already elected to receive Workers Compensation benefits, you may be able to “de-elect” and pursue a lawsuit against person or persons who caused the accident. However, you should contact our office as soon as possible, as it may be more difficult to de-elect as time passes.

The Windsor Ontario Personal Injury Lawyers at Paciocco& Mellow are Truck Accident Lawyers. However, we are also Car Accident Lawyers, Slip and Fall Injury Lawyers Windsor and Wrongful Death Lawyers. If you have been injured in any type of accident, please call Paciocco& Mellow as soon as possible at (519) 915-SORE(7673). The initial consultation with one of our experienced injury lawyers is free of charge and without obligation. We are available to meet with you at our offices in Windsor, and also in Chatham or Sarnia. We are also available to meet with you at your home, hospital room or another convenient location of your choosing. Evening and weekend appointments are available upon request.

There are time limitations that may affect your right to sue the person or persons that caused your accident. It is important to contact an experienced personal injury lawyer as soon as possible after your accident to ensure that you do not lose your right to sue. The lawyers at Paciocco& Mellow stand ready to provide you with all the information you need to make a decision about whether you wish to proceed with a lawsuit. We will make sure that you receive all the compensation that you are entitled to. While we will fight tirelessly on your behalf, we provide you with personal and compassionate legal services. At Paciocco& Mellow, we treat you as a person and not a file number.

Motorcycle Accident lawyers

If you or a loved one have been injured in a motor cycle accident, you need to call the experienced Motorcycle Accident Lawyers at Paciocco& Mellow today. A motorcycle accident can often result in devastating personal injuries that can affect your life for years to come. The Personal Injury Lawyers Windsor Ontario at Paciocco& Mellow will ensure that you receive all the compensation you are entitled to following a motorcycle accident.

As the victim of a motorcycle accident, you may be entitled to compensation through a disability insurance policy, an accident insurance policy, through your own motorcycle insurance policy or through a lawsuit against the person or persons who caused your accident. The experienced Motorcycle Accident Lawyers at Paciocco& Mellow are available to explain to you all of the different types of compensation that may be available to you. The initial consultation with one of our Windsor Ontario Injury Lawyers is free of charge and without obligation. You owe it to yourself to call Paciocco& Mellow at (519) 915-SORE(7673) today.

There are time limits that affect your ability to claim benefits or start a lawsuit. You should contact the Motorcycle Accident Lawyers at Paciocco& Mellow as soon as possible after your accident to ensure that your rights are preserved.

In a lawsuit arising from a motorcycle accident, you may be entitled to damages for pain and suffering, lost income, housekeeping expenses, medical expenses. Certain family members of the insured person may also be entitled to some damages pursuant to the Family Law Act. Statutory Accident Benefits will also provide some compensation to the injured person for income loss, medical expenses and certain other out of pocket costs. The Insurance Claims Lawyers at Paciocco& Mellow are available to explain to you the types of Statutory Accident Benefits available to you.

The thought of starting a lawsuit, or even speaking with a lawyer, may be intimidating. At Paciocco& Mellow, we aim to provide exceptional legal service with a personal touch. We are always available to answer any questions that our clients may have about the status of their case. We can provide assistance in locating healthcare providers if that assistance is required. We will be there for you every step of the way throughout your lawsuit and your recovery from your injuries. At Paciocco& Mellow, we treat every client as a person and not simply a file number. Please call our office today at (519)915-SORE(7673) to arrange a free initial consultation with one of our lawyers.

Wrongful death claim Ontario

Paciocco& Mellow handles Wrongful death claim Ontario. The death of a family member can be an extremely traumatic experienced. The Wrongful death lawyers at Paciocco& Mellow are available to help you through this most difficult of times. We can provided assistance with insurance claims, as well as with a lawsuit against the person or persons responsible for the death of your loved one. Call us at (519) 915-7673 for a free initial consultation with one of our experienced Personal Injury Lawyers Windsor.

Family members are permitted to bring a Wrongful death claim Ontario pursuant to the Ontario Family Law Act. The Family Law Act permits the spouse, children, grandchildren, parents, grandparents, brothers and sisters of the deceased to bring a claim against the person or persons who were at fault for or whose negligence caused the death. The usual limitations periods apply to such claims, so it is important to contact an experienced lawyer as soon as possible after the death of a family member. The general limitation period for Wrongful death claim Ontario is two years from the date of the death. However, a much shorter period applies if the claim is brought against a municipality or other public body. Also, the limitation period for a person who is under the age of eighteen years does not start to run until his or her eighteenth birthday. This means that generally speaking, a minor has until two years after his or her eighteenth birthday to start a claim.

If the deceased died as the result of a motor vehicle accident, Statutory Accident Benefits are available from the automobile insurer. A benefit of $6,000.00, or more if optional benefits have been purchased, is available for funeral expenses incurred as the result of the death. Additionally, a Death Benefit is also available through Statutory Accident Benefits. There persons who may have a claim for this Death Benefit are: the spouse of the deceased person, the dependants of the deceased person, the former spouse of the deceased person, and persons that the deceased was dependent on at the time of the accident. The Car Accident Lawyers at Paciocco& Mellow are available to answer any questions you may have concerning Statutory Accident Benefits.

The experienced lawyers at Paciocco& Mellow will ensure that you receive all the compensation available to you as the result of the death of a loved one. We will provided you with personalized service and treat you with the utmost kindness and compassion. Please call Paciocco& Mellow today at (519)973-7673.

Wrongful death lawyers

If a family member has died as the result of an accident, you should call the experienced Wrongful death lawyers at Paciocco& Mellow. The death of a close family member as the result of the accident is a devastating loss. It can cause depression and other emotional issues. It can also result in expenses to pay for the loved one’s funeral. Such a death can also cause significant financial hardship for surviving family members. The surviving spouse and children have lost not only the personal care and support of the deceased, but also the financial support. The Wrongful death lawyers at Paciocco& Mellow are available to help you get the compensation you are entitled to from the person or persons who caused the death of your loved one.

The lawyers at Paciocco& Mellow are experienced Car Accident Lawyers, Truck Accident Lawyers and Motorcycle Accident Lawyers. If a loved one has been killed as the result of a car accident, a truck accident or a motorcycle accident, call the Wrongful Death Lawyers of Paciocco& Mellow at (519) 915-SORE(7673).

The death of a family member in an accident is one of the most difficult and painful experiences that a family will ever have to deal with. The initial shock along with the need to make funeral arrangements can leave you feeling emotionally and physically exhausted. Often contact a lawyer is the last thing on your mind at this difficult time, however the decisions that you make in the first days or weeks after the accident can have important legal implications. An experienced wrongful death lawyer can help you understand your rights at this most difficult of times. The lawyers at Paciocco& Mellow will make sure that you are not taken advantage by insurers.

When a family member dies as the result of an accident, there are several sources of compensation that may be available. These include life insurance policies, accident insurance policies, pension benefits, government death benefits and a lawsuit against the person or persons who were the cause of the accident. In the event of an automobile accident, Statutory Accident Benefits also provide a further form of compensation.

Claims advanced in a lawsuit for wrongful death can include a claim on behalf of the deceased person’s estate and claims on behalf of certain family members or persons dependent on the deceased for financial support. The deceased’s estate can claim an amount of the pain and suffering that the deceased experienced as a result of the accident in the time before his or her death. Family members can claim for the loss of the care, guidance and companionship of the deceased, for out of pocket expenses incurred on the deceased’s behalf and for the loss of financial support that they could have expected to receive from the deceased had she or he lived.

Windsor Ontario Personal Injury Lawyer

Do you need a Windsor Ontario Personal Injury Lawyer? Call the experienced Windsor Personal Injury Lawyers at Paciocco& Mellow today! We can be reached at (519) 915-SORE(7673).

If your lawsuit is issued at the Superior Court of Justice in Windsor, Ontario, your lawsuit will include a step know as Mandatory Mediation. Mandatory Mediations requires all the parties and their lawyers to meet together with a mediator during the course of the lawsuit to attempt to settle the claim. This step must take place before the action can be set down for trial. The Windsor Ontario Personal Injury Lawyer from Paciocco& Mellow who handles your case has attended many Mandatory Mediations and will work with you to obtain for you a very favourable settlement at the mediation. Our Car Accident Lawyers, Dog Bites Injury Lawyers and Slip and Fall Injury Lawyers Windsor have obtained many favourable settlements in the past and can do the same for you.

The Windsor Ontario Personal Injury Lawyer from Paciocco& Mellow who handles your claim will meet with you in advance of the day of the mediation to prepare you for the mediation process. Your lawyer will prepare a Statement of Issues which will be submitted to the mediator in advance of the mediation. The lawyer for the defendant will do the same. The Statement of Issues contains each side’s evidence and position on the key issues in dispute. The mediator review each party’s Statement of Issues before the mediation so that he or she is familiar with the issue in the case. The mediator is not a judge and will not decide whether you win your case or how much you get. The mediator is there to help the parties come to a mutually agreeable settlement.

Mandatory mediation will normally take place at office of the plaintiff’s lawyer. The mediation usually begins with all the parties, their lawyers and the mediator meeting in one room. Each lawyer will give a presentation concerning their client’s case. The mediator may ask questions to help clarify the issues in dispute. After the initial presentations are complete, each side goes into a separate room and the mediator carries offers back and forth. The mediator may also provide his or her thoughts to each of the parties. However, the mediator does not tell the other side anything that is discussed in the private rooms without the permission of that party.

Mediation is also conducted on what is known as a Without Prejudice basis. This means that if the mediation fails, neither party can bring up anything that happened at the mediation later in the lawsuit. Offers made during the mediation process, which are not extended, are off the table once they are rejected. If mediation fails, the parties continue on to court as if the mediation never happened.

It is very common for actions to resolve at mandatory mediation or shortly thereafter. As such, mandatory mediation is one of the most important steps in any lawsuit. The experienced injury lawyers at Paciocco& Mellow will make sure that full advantage is taken of the mediation process.

Windsor Injury lawyers

The Windsor Injury Lawyers at Paciocco& Mellow will make sure that your claim arising from an accident is properly prepared and that all the evidence needed to prove your claim is collected. Whether you are looking for Car Accident Lawyers, Sports Injury Lawyers, Wrongful Death Lawyers or any other type of injury lawyer, we can help.

Often the most contentious issue in a personal injury lawsuit is the severity of the injury. The records of your family doctor, any hospital you have received treatment at, any specialist you have seen and other types of healthcare providers such as physiotherapists, massage therapists and chiropractors which you have seen following the accident will be used to demonstrate the severity of your injury. The records and opinions of these “treating” healthcare providers often carry great weight with the judge and jury at trial. However, it is sometimes necessary to obtain the opinion of an expert with special experience dealing with your particular injury and preparing reports for use in court.

The Windsor Injury Lawyers at Paciocco& Mellow have access to all the types of experts that may be required to support your claim. If we decide that you need to see such an expert, we will make all the necessary arrangements for you. The expert will examine you in person prior to preparing his or her report. Some experts will conduct the examination in Windsor, but it may be necessary for you to travel to London or Toronto to see the expert. Paciocco& Mellow will normally pay for all the expenses associated with the expert examination. These expenses are then recouped by Paciocco& Mellow from the settlement funds.

The defendant’s lawyer may also request that you be examined by an expert of their choosing. This is known as a defence medical examination. The courts require that you, as the injured party, submit such defence medical examinations so long as they are reasonable. Generally speaking, the defendant will only be able to request one examination from each relevant discipline and in most cases the maximum number of defence medical examinations requested is two. However, each claim is different and you may have to submit to more than two such examinations. The Windsor Injury Lawyers at Paciocco& Mellow will make sure that any defence medical examinations are reasonable and that you are fully compensated for any expenses associated with attending these examinations.

Windsor personal injury lawyers

Paciocco& Mellow are Windsor personal injury lawyers. If you have been hurt in any type of accident you need to call Paciocco& Mellow at (519) 915-SORE (7673) as soon as possible.

The waterways in Southwestern Ontario are full of people enjoying boating, fishing or other watersports in the summer months. Unfortunately, a fun filled day can quickly turn into a nightmare on the water. Boating and watersport accidents can often result in serious injuries or death. The experienced Windsor personal injury lawyers at Paciocco& Mellow are about to help people injured in Boating Accidents get the compensation they deserve.

The winters in Southwestern Ontario are milder than in most parts of Canada, but a number of local residents still enjoy snowmobiling. Snowmobiling can result in life changing personal injuries. The experienced Windsor personal injury lawyers are Snowmobile Injury Lawyers. Whether you have been injured riding your snowmobile in the Windsor area or anywhere else, Paciocco& Mellow can help you get the compensation that you deserve.

We all trust our doctors and other medical professionals to provide the correct treatment to keep us healthy. While most medical professionals provide excellent care to their patients, even the most experienced medical professional can make a mistake. The outcome of such Medical Malpractice can be devastation to both the patient and their family. If you believe that you have been the victim of Medical Malpractice contact the experienced injury lawyers at Paciocco& Mellow. We can help you get the advice you need to determine whether you have a claim against your doctor or other medical professional.

Do not let fear or embarrassment about your situation prevent you from seeking the advice of a lawyer when you have been involved in an accident. The experienced injury lawyers at Paciocco& Mellow will deal with you as an individual and with kindness and compassion. We will spend the time with you that you need to be fully informed about your options so that you can make a decision about how you would like to proceed. Our lawyers are also available during the course of your case, to answer any questions you might have. It is important for you to be fully information about your claim and you should never feel like a question should not be asked of your lawyer. We will always make the time to answer all your questions.

Car Accident Lawyers in Windsor Ontario

Paciocco& Mellow are experienced Car Accident Lawyers in Windsor Ontario. Paciocco& Mellow also represents clients throughout Southwestern Ontario including Essex County, Chatham-Kent and Sarnia and Lambton County. We are available to meet with clients or prospective clients in our offices located in Windsor, Ontario, in Chatham or Sarnia, at your hospital room, at your home or at another location which is convenient for you. Evening and weekend appointments are available. If you are looking for Car Accident Lawyers, Truck Accident Lawyers or Motorcycle Accident Lawyers, call Paciocco& Mellow first at (519) 915-SORE(7673).

Paciocco& Mellow, Car Accident Lawyers in Windsor Ontario, have a combined total of over seventeen years’ experience representing persons involved in car accidents. We represent only injured people and never act for insurance companies. As such, you can be sure that we always have your interests as an injured person at heart and that we will fight tirelessly to make sure that you get all the compensation you deserve. Insurance companies are interested in paying as little money as possible to injured persons. Some lawyers represent both insurance companies and injured persons which causes what we believe is an inherent conflict of interest, even if they do not do work for the same insurance company you are suing. The conflict is that how can a lawyer credibly argue that a case is worth one amount when acting for an insurer and another amount when acting for an injured person. You have to ask yourself how a judge who hears many matters from such a lawyer would respond. We suggest that such a lawyer is likely less credible before a judge when he or she has said in one case, when acting for an insurance company, that a particular injury is worth one amount and when acting for an injured person that a similar injury is worth much more.

When you hire Paciocco& Mellow, Car Accident Lawyers in Windsor Ontario, you never have to worry about such divided loyalties. We only represent injured people, so you can be sure that get you the most money that we can. The bottom line is that if you have been involved in a car accident, your first call to a lawyer should be to Paciocco& Mellow at (519) 915-SORE(7673).

Car Accident Lawyer in Windsor

Do you need a Car Accident Lawyer in Windsor? Paciocco& Mellow are the experienced Car Accident Lawyers in Windsor Ontario that you should contact first.

Car accidents often result in injuries to the neck and back that can require extensive physiotherapy, massage therapy and/or chiropractic treatment. Treatment of this type is available through your own auto insurance company and is known as Statutory Accident Benefits. Unfortunately, the Government of Ontario, at the request of the Insurance Industry, change the rules for the amount of treatment that is available to injured people effective September 1, 2010. The new rules created what is termed as the “Minor Injury Guidelines” which limit the amount of treatment which is available to car accident victims suffering certain types of injuries. If your insurance company is refusing to pay for additional treatment because they have classified you as being under these “Minor Injury Guidelines” you need the advice of the experienced Car Accident Lawyers of Paciocco& Mellow. We can help you to have the decision of your insurance company reviewed and possibly get you access to additional treatment benefits.

If you want a Car Accident Lawyer in Windsor who will stand up to your insurance company and make sure you get all the benefits you have paid for, contact the experienced lawyers at Paciocco& Mellow at (519) 915-SORE(7673).

The Car Accident Lawyer in Windsor of Paciocco& Mellow are also Truck Accident Lawyers and Motorcycle Accident Lawyers. We represent clients throughout Southwestern Ontario including Chatham-Kent and Sarnia and Lambton County. We are available to meet with you at your convenience with evening and weekend appointments available upon request. We will meet with you at our office in Windsor or in Chatham and Sarnia. We will also meet with you at your hospital room, at your home or at another location which is convenient for you.

At Paciocco& Mellow we make it affordable for anyone to hire an experienced personal injury lawyer. The initial consultation with one of our lawyers is always free and without obligation. We also accept most personal injury cases on a contingency basis, which means that we do not ask for any money up front and that our fees are paid out of the settlement or judgment once your claim is resolved. If we are not successful in recovery money on your behalf you will not pay any legal fee.