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What to do After You are Involved in a Car Accident

When you are involved in a car accident, it can be an extremely frightening and frustrating experience. Even a seemingly simply accident can turn into a huge ordeal when dealing with various injuries, insurance companies and the other individuals that are involved. Even for the innocent party in an accident, there are a number of steps that should be taken directly after the fender bender occurs.

Ensure Everyone is Okay

Before you start evaluating the damage to your vehicle, you need to ensure that all parties involved in the accident are okay. If someone has been injured, it is important to contact 911 or emergency services, right away.

Save the Apologies

While being polite is an admirable trait, in this type of situation even a seemingly simple “I’m sorry” may be seen as a guilty admission. It is best if you ensure everyone is okay and move on, without exchanging any type of polite behavior at the scene of the accident.

Talk to Witnesses

Only take to witnesses that actually stopped at the accident scene. Be sure that you collect any relevant contact information of bystanders who may have seen the accident take place.

Contact Your Insurance Provider

It is important that you report the accident to your insurance company right away, even if the entire incident was completely your fault. Additionally, you need to be sure that you keep track of the money and time you spend pursuing your insurance claim.

Take Notes and Pictures

When you have proof of the damage on your vehicle, it can help to serve as evidence to insurance companies, especially if there is a dispute down the line. Taking pictures and notes can help to create a record of the incident.

Don’t Automatically accept an Estimate for Compensation

The goal of an insurance company is to make a profit, which means that you do not need to accept the first offer that you receive since it may not be a fair amount.

If you have any questions or concerns about the situation, or are facing a dispute, you should contact an accident lawyer in Sarnia right away. They will be able to review the facts of your case and ensure that you receive a fair amount of compensation for your particular situation. This will help ensure that you are not having to pay for damages or injuries that were not your fault.